Detty December · Group trips · Shortlets
Save for December. Meet your people. Plan it together.
Save in Kashlet, get face-verified, and join rooms of people saving for the same Detty December, trip or shortlet. Form a crew, pick a verified stay, split the cost — and earn up to 20% a year while you save.
Detty December · Lagos
248 verified members
🏡 Crew pick: 3-bed duplex, Lekki Phase 1 →
Ada ✓ 25–29 · Lagos
Who’s doing Flytime + Burna this year? 🎤
Tunde ✓ 30–34 · 🌍 Lives in UK
Landing 18th! Looking for a crew for a Lekki shortlet
In! I’ve saved 60% already 💪
Never send money to anyone here · meet in public first
✓ Verified
Live selfie matched to NIN
10
People per crew
₦50,000
Target Challenge prize
20%
Up to, a year on savings
Kashlet Community
Find your people for December.
Rooms for every plan. Everyone in them is saving for it too — and every one of them is verified.
🎉
Detty December · Lagos
Concerts, owambes and meetups
🎉
Detty December · Abuja
December in the capital
🎉
Detty December · Port Harcourt
Garden City December
🏝️
Trip · Zanzibar
Beaches and Stone Town
🇬🇭
Trip · Accra
December in Ghana
🏙️
Trip · Dubai
Shopping, safari, the Marina
⛰️
Trip · Cape Town
Table Mountain, the winelands
🏡
Shortlet crews
Pool for a 2–3 bed or duplex
Start a Target
Detty December, a trip or a shared shortlet — in the app, from ₦1,000.
Get verified
A live selfie matched to your NIN, and a profile photo that’s really you. Takes 2 minutes.
Join your room
Chat with verified people saving for the same thing. Ask someone to chat privately — they choose to accept.
Form a crew
Up to 10 people. Pick a verified stay together and each save your share in your own Target.
Why it’s safe
Know who you’re planning with.
🪪
Real people only
Every member passes a live selfie check matched to their NIN. Gender and age come from the NIN — nobody can fake them.
🖼️
Photos that are really them
Profile photos must match the member’s own face. No borrowed pictures, no catfishing.
🌍
Know where they’re from
Members living abroad can verify their country — “Tunde · lives in the UK, coming home for December”.
💬
Private chats by choice
Nobody can message you privately unless you accept. Block anyone, any time.
🚫
No numbers, no links
Phone numbers, account numbers and links are blocked in chats, so nobody gets pulled off-platform.
🛟
Reports handled in 24 hours
Report a message or a member and our team acts within 24 hours. Never send money to another member.
Verified stays
See what a December shortlet really costs.
Real photos and video tours from verified hosts. Split it with your crew — and each save your share in your own Target.
Split it with your crew
₦180,000 × 4 nights + ₦100,000 refundable caution, shared by 6:
₦136,667 each
Save it in a Shared shortlet Target from ₦1,000 at a time. Your money stays yours until you pay the host.
Browse verified stays →Own a shortlet?
Showcase it to crews who are already saving.
- ✓Get verified and list photos and video tours
- ✓Every listing is checked by our team
- ✓Guests book and pay you directly
Kashlet verifies hosts and checks listings but doesn’t take payment for stays — you book and pay the host directly. Never pay anyone outside a verified listing.
🎯 Target Challenge
Hit your target.
Win up to ₦50,000 extra.
Set your own Target. Be one of the first 20 in your tier to reach it and we add up to ₦50,000 on top of your savings and interest.
₦20,000
Target ₦100k – ₦199,999
₦30,000
Target ₦200k – ₦499,999
₦50,000
Target ₦500k and above
How to win
- 1Join with your own Target of ₦100,000 or more and a withdrawal date at least 1 month away. Your amount sets your prize tier.
- 2Save it step by step — no lump sums: one deposit every 24 hours, each at most 25% of your target. The first 20 savers in each tier to reach their target win that tier’s prize. You can join more than one tier.
- 3Keep your Target until its withdrawal date. Your target can’t be changed, and breaking it early loses all its interest and the prize.
- 4Your prize is credited to your Anytime balance on your withdrawal date. Verified Kashlet accounts only.
Live now in the Kashlet app. Terms apply.
Four ways to save
Pick the one that fits the goal.
💸
Anytime
13% p.a.
Your Kashbank. Save any amount from ₦1,000 and withdraw whenever you need it.
- ✓Interest added every day — it grows on itself
- ✓Withdraw to your bank any time
- ✓Where your Locked money returns when it unlocks
🎯
Target Savings
13% p.a.
Pick a goal and a date — rent, school fees, a car — and save toward it.
- ✓AutoSave daily, weekly or monthly
- ✓Reach your goal by the date and keep all the interest
- ✓Add a photo of what you’re saving for
🔒
Locked
Up to 20% p.a.
Lock money for 3, 6, 9 or 12 months. The longer you lock, the more you earn.
- ✓Take your interest upfront on day one — same rate
- ✓Your rate is fixed the day you lock
- ✓Can’t be touched early — that’s the point
🤝
Group Savings
Save together
One goal with friends, family or colleagues — a trip, a project, an office fund.
- ✓Everyone’s share stays their own
- ✓See the group’s progress together
- ✓Invite with a code
See your money grow
What would your savings earn?
Try a lump sum in Locked, or a monthly amount in Target Savings. The numbers use the same rules as the app.
After 10% withholding tax. Upfront or at maturity — same rate. Your exact rate is shown in the app before you lock.
Lock it for
You earn up to
₦90,000
Prefer it now? Take the full ₦90,000 interest upfront on the day you lock — same rate.
Illustration only. Rates are per year and can change. Locked rates are the maximum (“up to”) — your exact rate is shown in the app before you lock and is fixed when you lock. Target interest is added daily and kept when you reach your goal by its date.
Smart saving
A few things worth knowing.
📅
Interest every day
On Anytime and Target, interest is worked out on your balance every day and added overnight — tomorrow’s interest is earned on today’s too.
🧾
Tax is handled for you
Locked interest has the standard 10% withholding tax taken off before it reaches you. What we show you is what you get.
🛡️
Lock what you won’t touch
Keep spending money in Anytime and lock the rest. Money you can’t reach early is money you don’t spend by accident.
🎯
Name the goal
Savers with a named goal and a date stick to it longer. Give your Target a name and a photo of what it’s for.
🔁
Automate it
AutoSave takes the decision out of it — a small amount every week adds up faster than waiting for “extra” money.
⚡
Get paid upfront
On Locked you can take the whole interest the day you lock — use it, or save it again in Anytime and earn on it too.
Questions
How do I join the community?+
Download Kashlet, start a Detty December, trip or Shared shortlet Target and make your first deposit (from ₦1,000). Open the Target, tap “Join the Kashlet Community” and get verified — it takes about 2 minutes.
What does “verified” mean?+
A live selfie matched to the photo on your NIN, and a profile photo that matches your face. Other members see your first name, photo, gender, age range and city — never your NIN, selfie or savings.
Can strangers message me?+
Only if you accept. Private chats open when the other person accepts your request (and you theirs). Phone numbers, account numbers and links are blocked, and you can block or report anyone.
How do shortlets work?+
Verified hosts list photos, video tours and prices. Your crew picks one, each of you saves your share in your own Target, and you book and pay the host directly. Kashlet never collects money for stays.
I own a shortlet — how do I list it?+
Go to kashlet.com.ng/community/host, verify yourself, add your listing with at least 3 photos (videos welcome) and send it for review. It goes live once our team has checked it.
How does the Target Challenge work?+
Join with your own Target of ₦100,000 or more and a withdrawal date at least 1 month away. Your amount sets your prize tier: ₦100k – ₦199,999 wins ₦20,000, ₦200k – ₦499,999 wins ₦30,000, ₦500k and above wins ₦50,000. One deposit every 24 hours, each at most 25% of your target. The first 20 in each tier to reach their target win, paid into Anytime on their withdrawal date. Breaking it early loses the interest and the prize.
What can I earn on my savings?+
Anytime 13% a year (withdraw whenever), Target Savings 13%, and Locked up to 20% for 3–12 months, with the option to take your interest upfront. From ₦1,000.
Is my money safe?+
Kashlet Savings is offered in partnership with an SEC-licensed operator. Each saver’s money stays in their own plan, and withdrawals need your PIN.
December is coming. Start saving with your people.
Download Kashlet — save, get verified, join your room.
Rates are per year and may change; Locked rates are the maximum available (“up to”) and your exact rate is shown in the app before you lock. Target Challenge terms apply. Kashlet Savings is offered in partnership with an SEC-licensed operator. Community members are verified, but always meet in public first and never send money to another member.